Our Mission
At Your Time To Drive, we exist for one reason: to put people in cars. Not just any people. The ones who have been turned away, told "no," or made to feel like their past defines their future. We specialize in bad credit auto financing because we know that a rough patch doesn't make someone a bad person or a bad borrower.
Every day, we help thousands of people across the country get approved for auto financing and drive home in a vehicle they can be proud of. That's not just our business. It's our purpose.
Who We Serve
We've built our entire operation around buyers who are often overlooked by traditional lenders:
- Shoppers with low or damaged credit
- First-time buyers with no established credit history
- People who have been through bankruptcy or repossession
- Self-employed borrowers with non-traditional income
- Anyone who has been denied financing elsewhere
If any of those describe you, you've come to the right place. It's your time to drive.
Our Network
Your Time To Drive partners with 140+ dealerships across 30+ states. Each dealership in our network is staffed with on-site finance experts who specialize in getting deals done, not finding reasons to say no. Our inventory includes over 11,000 quality used vehicles at a wide range of price points, so there's something for every budget and every lifestyle.
How We're Different
Traditional dealerships often run you through the finance office last, only to find out you don't qualify. We flip that model. You get approved first, then you shop. That means no wasted trips, no embarrassing moments on the lot, and no surprises when you sit down to sign.
Our fast online application takes about 60 seconds to complete. Our team works quickly to match you with financing options from our network of lenders. Many customers receive approval the same day they apply.
Our Promise
We'll treat you with respect. We'll work hard on your behalf. And we won't give up until we've done everything we can to get you behind the wheel. Because at Your Time To Drive, we know that having a reliable car isn't just about transportation. It's about independence, opportunity, and the ability to show up for the people who count on you.
Questions? We're here. Call us at (248) 282-6200 or email info@yourtimetodrive.com.